Student Deferment
Deferments can be granted one semester at a time while you are enrolled as a regular student for at least a half-time course load.  Acceptance requires a written request by the borrower and certification of your enrollment status by the registrar's office at your school.  Complete the deferment form and present to the Office of Student Loans.

Unemployment Deferment
To apply for this deferment, the individual MUST BE/HAVE BEEN searching for, but unable to find full-time employment (at least three consecutive months at 30 hours a week).  You must complete a request for deferment form and attach proof of job search. A copy of registration with an employment office or a list of at least three places of employment you have approached within the past three months. The list must include the name of the firm, address, phone number, and contact person.

Economic Hardship Deferment
Contact the Office of Student Loans for more information about the economic hardship deferment.

Forbearance
Interest continues to accrue during the forbearance deferment.

There are several other deferment options available to those who borrowed prior to 7/1/93.  Contact the Office of Student Loans for more information at (870) 972-2285.